For 9-5 working professionals and business owners who earn well and still don't feel secure
Build an income that doesn't stop when your paycheck does.
Learn the simple trading system to build an investment portfolio that pays you income every month… even if you have never invested before, don’t have a large amount of money, and are afraid of making an expensive mistake
Raise your hand if this is you✋
- You earn decent money and none of it is doing anything
- If the income stopped this month, you know exactly how long you would last, and it isn't long enough
- You want money coming in that doesn't depend on you turning up
- You have thought about investing for years and never actually started
- You don't know where to begin, what to do first, or how to be sure you are not about to make an expensive mistake
- And there is nobody to ask. No one in your life has done this and can walk you through it
You don’t have an income problem. You have a cashflow from investing problem.
You’ve been told to build wealth wrong.
Think about the way most of us were told to build wealth. Put money in somewhere. Don’t touch it for many years. Build it up to some big number, and then one day after 30 years, you are “free”.
That is the wrong order, and it costs people years. Because money you cannot touch isn’t really working for you.
Every passive income has 3 jobs:
1. Buy more assets
2. Pay off debt
3. Fund your lifestyle
When you focus on saving a large net worth, ask yourself:
1. Can it buy assets for me today? No.
2. Can it pay down my debt right now? No.
3. Can it fund my lifestyle today? No.
Zero out of three.
So the first thing to build is not net worth.
It is passive income that comes in every month without you working for it.
Not to make you rich. To answer 3 questions you may have quietly asked yourself.
- How do I keep getting paid if I lose my job today?
- How do I survive the expenses if my business has a few bad months?
- How do I pay my bills in retirement / not actively working?
Without answering these, you spend decades building something you are too afraid to use.
So how can I actually do this?
First, you create a base portfolio that can grow in the future.
Not all in one single company, but in a basket of companies, so you spread your investment risk. This is the part that builds.
Then you move part of your portfolio into things that pay you $.
You shift a portion into income-based investments whose job is to send you a monthly paycheck.
Finally you keep building it up, month after month, year after year.
Assets and Cashflow, side by side.
The difficult part was never the idea. It is knowing what to do first, what to do next, whether the thing you are about to do is right for your situation, and having someone to ask when you get stuck at the very first step.
That is what the Wealth Circle community is for.
Why income from investing specifically?
There are 3 ways to build a monthly income that isn't a salary.
Property. Business. Investing.
You can start investing right now.
Property often needs a large deposit that most people just don’t have sitting in an account. A business needs years and your full attention. Investing starts growing with whatever cash you put in this month, and consistently over time.
It comes with you.
If you relocate to another country, your investment portfolio moves with you and carries on paying. A property may have to be sold, and a business may need to be closed down.
Nobody else has a claim on it.
No bank, no loan, no monthly repayment that carries on whether or not you still have an income.
It fits around your daily life
A job, a business, children, elderly parents you take care of. You can do all these and still keep building your investment portfolio.
What you get inside The Wealth Circle community
Value:
$199
The Income from Investing Challenge
Designed to get you to your first $1,000 a month in passive income from investing. Step by step guidance, from wherever you are today to a real investment portfolio with your money. Even better, you learn and grow alongside a community of like-minded people. This is not a feel-good challenge you will abandon in week 3. It has a start, an order, and an end you can measure
Value:
$200 per session
Wealth Surgery
Book a live call with me about your situation. You bring the issue you are stuck on and we work through it properly. 16 years of professional investment management, aimed at your pain point.
Value:
$50 per month
Research and Analysis
My institutional-grade investment research. What stocks, ETFs, bonds and financial investments I am looking at, what I have concluded, and why. The deep-dive prepared for you, so you can choose what makes sense for your investment portfolio and investing style.
Value:
$97 each
Workshops and masterclasses
Live recorded sessions on investing, finance, mindset, tools, strategies and questions people get stuck on.
Value:
priceless
Live View of my $600K portfolio
Full transparency of my own investment portfolio. Everything I own and everything I do with my investments. Every update, every trade, updated and fully visible to members.
Value:
$50 per month
Market and economic commentary
What is actually happening in macroeconomic and financial markets, translated out of the jargon, and what it means for a portfolio like yours.
Value:
priceless
The community itself
Working professionals, expats and business owners just like you, going through the same process. Some are ahead, some have just started, and all fully committed to building income from investing. This is the part members say they value the most.
Everything above for just $50 a month.
Who this is for
This is for you if:
- You have tried to learn this before and gave up
- You earn well and still feel behind
- You are willing to do the work yourself, with guidance
- You want money coming in that does not depend on you
- Your savings have been in the bank for years waiting for you to do something
- You want to buy back your time
- You know one income is not stable
- You are ready to learn how to build passive income.
- You're tired of working so hard to make it, and want your money working just as hard.
This is not for you if:
- You want to be handed a list of things to buy
- You want somebody to manage your money for you
- You are looking for ‘get-rich-quick’ schemes
- You're not ready to commit to building wealth long-term
- You're fine trading your time for money, and not in a hurry to change that.
- You want a stock tip to "10x your money".
- You already run a plan you fully understand.
- You'd rather guess than follow a structured plan.
- You're okay working just as hard next year as you are now, and honestly, that's fine by you
Ready?
Let's make this happen for you
What happens when you join The Wealth Circle
Before you join
- Confused about how to start, or how much of your income should go into investing
- Stuck in a job you would leave tomorrow if money was not an issue.
- Lying awake some nights, running the numbers on what one emergency would undo.
- Looking for a way to achieve your big dreams, travel, hobbies
- Not enough hours to spend more time with the people you love
After you join
- Confident in your investments, you know exactly what you own and how to grow it
- Free to leave a job you don’t want, because your income and lifestyle doesn't depend on it.
- Sleeping easily at night, knowing one emergency won't crash what you've built.
- Multiple streams of income, a passive source of money that's fully in your control.
- Supported by real guidance and a passionate community, so you're never alone
Questions? We've got you.
Is this financial advice?
No. Everything in here is education and research. We do not manage your money or trade on your behalf. This is a community of people learning together and building cash flow from investing.
I know nothing about investing. Is this actually for beginners?
Yes, and it is built for people just like you. No prior knowledge, no background, no vocabulary. Everything gets explained in simple, easy-to-follow language. Everyone in this room is learning and growing.
How much money do I need to start?
Less than you think, and there is no minimum here. Some members start with savings that have been sitting untouched for years. Others start with as little as $500 per month and build from there. What matters is that you start and keep going, because time does most of the work.
I am afraid of losing money. That is honestly what has stopped me.
The fear comes from not understanding what you are doing, and not having it explained clearly to you. You will not be putting money into anything you cannot understand. In this community, you will understand each step before you decide to take it.
I work full time. Is the time commitment realistic?
Yes. Most people here have demanding jobs or run their own businesses, in addition to raising their families. Everything in the community is recorded and saved, so you can always come back to it when you need it and progress at your own pace.
Am I too late to start building an investing portfolio?
No. The people who say this to me are usually somewhere between thirty and fifty-five, and they are all wondering if “their time has passed”. It has not. Starting later just means the numbers work differently.
How do I know this isn't one of those schemes where people lose everything?
Because your money never comes near me. There is nothing here to invest in and no fund to put money into. Whatever you buy, you buy in an account that belongs to you, in your name, and it stays under your control the entire time. I never hold a single dollar of yours and I earn nothing from what you choose to buy.
Will you tell me what to buy?
No. What I will do is show you how the decision is made, what to consider, what to ignore, what the trade-offs actually are, and then look at your thinking and tell you honestly what I see. The aim is to give you all the tools, strategies, research and analysis to make these decisions yourself.
Why not just let my bank or a wealth manager handle it?
You can, and for some people that is the right answer. But you will be paying fees every year whether they do well or badly, and if you do not understand what they have invested your money in, you cannot tell the difference between good advice and expensive advice. Joining the Wealth Circle community does not stop you from using a professional. It helps you assess one.
I have been meaning to do this for years and never started. How is this time different?
Because there is a structure to follow and people building alongside you. Most people do not stop because they lack discipline. They stop because they hit one question they cannot settle, there is nobody to ask, and the whole thing just quietly slides for another year. That specific failure is what this is built to prevent.
2 versions of the next 3 years
In the 1st version, you continue working hard to earn money. No second source of passive income. Your money carries on sitting there in the bank, doing nothing. And in 3 years you are back on this website, having this same conversation with yourself.
In the 2nd version, you start investing this month, no matter how small. Over time you build a portfolio that pays you income each month. And in 3 years there is more money coming in that allows you to walk away from your job, spend more time with your family and live your dream life.
The second one does not require you to be a finance expert, or extra clever. It just requires you to begin!
Their Words, Not Ours
Being surrounded by people who openly share what they are learning helped me become more intentional with my money. I now invest consistently and have built an additional stream of income outside my salary.
Marcus C.
I joined because I was tired of depending entirely on my salary. Six months later, I have a growing investment portfolio and my first small stream of passive income. It is not life-changing money yet, but it has completely changed how I think about my future.
Nadia B.
Received my first dividend payment today! It was only $86, but seeing money come in that I did not have to work another shift for felt incredible
Rachel B.
Aila, thank you for creating a space where people can actually talk about money without feeling judged. I have learned more from the conversations in this community than I did from years of trying to figure everything out alone.
Daniel O.
I am a plumber, not a finance expert. Half the investment language used to go over my head. The way everyone explains things here without making you feel stupid is why I stayed.
Ethan M.
My business makes good money, but before joining, every penny was either sitting in an account or going straight back into the company. I have now started building investments outside the business, which gives me much more peace of mind.
Amara L.
Everything in the Wealth Circle is education and research, not personal financial advice. I am not your financial adviser and I do not know your circumstances, your tax position or your risk tolerance. Nothing here is a recommendation to buy or sell anything in particular. Do your own research and never put in more than you can genuinely afford to lose. Investing carries risk, including the risk of losing money.
